Member Benefits | Novato Federation of Teachers

Accidental Death and Dismemberment Benefit

Are you an AFT Member? Then you’re covered.

The AFT has arranged for all active, working and retired members* in good standing to have a $5,000 accidental death and dismemberment (AD&D) insurance policy from Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The AD&D benefit is included in your AFT local union membership, so you’re already covered.

Whether an accident resulting in a covered injury or loss of life happens at work or away, this AD&D insurance coverage pays you or your beneficiary a cash benefit.

As one of the valuable benefits of AFT

Retirement: Important Information

Do you have a plan for retirement? At a recent CalSTRS workshop the presenter shared how many teachers' "plan" is to work until they can't stand it anymore and "hope" they had enough to retire on. Guess what? "Hope" is not a plan.

Be familiar with your CalSTRS defined benefit plan. Start by looking at your CalSTRS statement. Have you designated a beneficiary (Page 3)? What about the Defined Benefit Supplemental account listed in the statement? How will you designate this?

How will my Social Security retirement benefits be calculated? Read the details of the Windfall Elimination Provision and the Government Pension Offset and find out how they will affect you in your retirement.

AFT PLUS is the name of the member benefit programs available to AFT members and their families. Many of the programs are provided through Union Privilege, the benefit arm of the AFL-CIO; others are unique to AFT and are coordinated directly through AFT PLUS. Explore the site and learn more about the savings and services available to you as a union member.

Click here to learn more about AFT PLUS Member Benefits.